Now let’s say you have more than one credit card. All you would have to do to calculate your utilization rate would be to add up the total balances and the total limits of [...]
Co-ops can be a strategic way to purchase a great piece of property for a substantial discount. At first glance, the premise behind a co-op may seem rather intimidating and confusing. However, after fully [...]
Utilization is a fancy version of the word “USAGE”. This represents one of the most important categories in calculating your credit score — but it’s commonly misunderstood. Here we will go through how to [...]
Let’s start with the absolute basics – what exactly is a stock? In its simplest terms, stock represents an ownership – or equity – stake in a company. When you purchase shares of stock, [...]
It can sometimes be difficult to secure financing for a condo. For first-time homebuyers, it can be almost impossible. It is very rare to find a condo building that is eligible for FHA loans, [...]
Some of the major factors that affect your credit score are pretty obvious, while others not so much. The key to improving your score is to thoroughly understand the ins and outs of each [...]
